Personal Finance: A User's Perspective (Paperback)

Book Summary of Personal Finance: A User's Perspective
Personal Finance: A User's Perspective creates a solid framework with the tools and techniques to help you better understand, define, and achieve your financial goals. The book follows a life-cycle approach, covering financial plans, assets, credit, insurance, investment, and retirement as you progress through a lifetime.

Key Feature
• Money in Action learning features in every chapter provide a variety of informative topics that expand upon the principles discussed within the chapter.
• Financial Road Signs throughout every chapter highlight brief bits of valuable information
• Concept Check Questions at the end of each section

Table of Contents
Part One: Foundations of Financial Planning.
1. Understanding the Financial Planning Process.
2. Developing Your Financial Statements and Plans.
3. Preparing Your Taxes.
Part Two: Managing Basic Assets.
4. Managing Your Cash and Savings.
5. Making Automobile and Housing Decisions.
Part Three: Managing Credit.
6. Using Credit.
7. Using Consumer Loans.
Part Four: Managing Insurance Needs.
8. Insuring Your Life.
9. Insuring Your Health.
10. Protecting Your Property.
Part Five: Managing investments.
11. Investment Planning.
12. Investing in Stocks and Bonds.
13. Investing in Mutual Funds and Real Estate.
Part Six: Retirement and Estate Planning.
14. Planning for Retirement.
15. Preserving Your Estate.